FAQ
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How much does it cost?
Do not worry! Our plans are designed to meet you exactly where you are. Every situation is different. We are not here to max you out. We are here to make sure you are comfortably protected. I have never seen a time where we could not help because it wasn’t affordable.
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Who sees my information?
The relationship and information sharing is between yourself, the agent (myself) and the carrier you submit your application with. No other parties are subject to information sharing. We take pride in protecting our clients which includes how your sensitive information is maintained.
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I'm worried about my health history. What are the odds I can be approved for coverage?
This is a great question! While I cannot guarantee coverage, we do have access to over 50 different carriers that work with a multitude of diseases, medications, and health histories. In this case, honesty is key. The more we know regarding your health status, the higher your chances of approval. Do not let the fear of denial stop you. We will infiltrate the market to find the right plan for you!
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Do I have to take a medical exam?
Possibly — but the majority of our carriers write business as “no exam” plans! Things it might be dependent on include age, health, and the amount of coverage you are looking for.
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If I am young and healthy, why would I need a life insurance plan?
Simply because it’s cheaper! As we all know, life can change overnight. Locking it in early gives you lifelong protection at the best rate that NEVER changes unless you want it to.
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Why should you choose The Living Legacy Agency?
I’m not just selling insurance. I’m dedicated to protecting the legacy of my clients with purpose while promoting living wealth. You get one-on-one help, clear answers, and a plan that fits your goals. Don’t think of me as an agent, think of me as a friend.